The Guardia Civil has closed a TikTok channel that offered up to 100 euros to people who opened bank accounts and later handed over control. The “Black-Account” operation led to two arrests, including the profile administrator, and a third person under investigation. Officers identified at least 162 affected victims and recovered 38,000 euros. Investigators launched the probe about a year ago after a complaint filed in Granada. They then tracked the financial and technological trail behind the scheme used to recruit “economic couriers”, alleged to move money linked to scams and other cybercrimes. The mechanism started on TikTok. One of the detainees posted videos promising 100 euros and provided a phone contact in the comments. People who responded opened accounts in their own names and passed identity checks using their face and national ID. Next, they were allegedly required to hand over bank access credentials and the SMS verification codes they received, effectively losing control while the accounts remained under their names. The money was then transferred between accounts and financial platforms, with further movement through cryptocurrency services aimed at making the trail harder to follow. One of the people investigated is reported to have accumulated 26 accounts across eight banks. In one case, around 80,000 euros reportedly circulated through a single account at a digital financial entity. The investigation remains open and the Guardia Civil said it does not rule out additional arrests.